Car Insurance

Protect your car with the best insurance coverage

Car Insurance

Drive with Complete Peace of Mind

Get comprehensive protection for your car against accidents, theft, natural disasters, and third-party liabilities. Compare quotes from top insurers and save up to 70% on your car insurance premium.

Instant Policy Issuance
No Claim Bonus up to 50%
24/7 Claims Support
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Our Offerings

Types of Car Insurance

Choose the right coverage that suits your needs and budget

Comprehensive Car Insurance

Complete protection for your vehicle against accidents, theft, fire, natural calamities, and third-party liabilities.

  • Own damage coverage
  • Third-party liability
  • Personal accident cover
  • Natural calamity protection
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Third Party Car Insurance

Mandatory insurance that covers third-party liabilities arising from accidents involving your vehicle.

  • Legal requirement fulfilled
  • Third-party injury coverage
  • Third-party property damage
  • Affordable premiums
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Zero Depreciation Cover

Enhanced coverage that eliminates the depreciation factor during claim settlement for a higher premium.

  • Full claim amount
  • No depreciation deduction
  • Higher claim settlement
  • Ideal for new cars
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Why Choose Us

Benefits of OneClick Car Insurance

We offer the best car insurance experience with numerous advantages

Instant Policy Issuance

Get your car insurance policy instantly after purchase with digital documentation.

Cashless Claims

Enjoy hassle-free cashless claims at our 5000+ network garages across India.

No Claim Bonus

Get up to 50% discount on your premium for claim-free years.

24/7 Customer Support

Our dedicated support team is available round the clock to assist you.

Easy Claim Process

Simple and transparent claim process through our mobile app or website.

Add-on Covers

Customize your policy with various add-on covers for enhanced protection.

FAQs

Frequently Asked Questions

Find answers to common questions about car insurance

IDV or Insured Declared Value is the maximum amount that your insurer will pay you in case of total loss or theft of your vehicle. It is calculated based on the manufacturer's listed selling price minus depreciation based on the age of the vehicle.

Yes, as per the Motor Vehicles Act, 1988, third-party car insurance is mandatory for all vehicles plying on Indian roads. Driving without valid third-party insurance can result in penalties and legal consequences.

No Claim Bonus (NCB) is a discount offered on your car insurance premium for each claim-free year. It starts at 20% after the first claim-free year and can go up to 50% after 5 consecutive claim-free years. NCB is transferable when you change your insurer or vehicle.

You can reduce your car insurance premium by: maintaining a claim-free record to earn NCB, installing anti-theft devices, opting for higher voluntary deductibles, avoiding modifications that increase premium, and comparing quotes from different insurers before purchasing.

Common exclusions in car insurance include: normal wear and tear, mechanical or electrical breakdown, damage due to driving under influence of alcohol/drugs, damage caused by war or nuclear perils, consequential loss, and driving without a valid license or by an unauthorized person.

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Get instant quotes from top insurers and save up to 70% on your car insurance premium.

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